Technology

If you’re on the vendor onboarding side of a bank, NBFC, or fintech company, you’ve seen this drill a hundred times. A vendor sends over a slick deck, promises the moon on integration timelines, and then your compliance team spends three weeks trying to figure out if this company even legally exists in a form […]

Every second BFSI client that walks into Speqto with a “modernization” project has the same underlying fear: what we build today will choke in 18 months when transaction volumes triple or a regulator asks for a new reporting format overnight. We’ve seen it happen — an NBFC client came to us after their loan origination […]

Every second fintech app today has a “rewards” tab. Cashback on UPI payments, points on credit card spends, tier upgrades for maintaining a savings balance — the concept is everywhere. What’s rarely talked about is how badly most of these systems are architected underneath, and how quickly that shows up as customer churn, finance reconciliation […]

Three years ago, if you mentioned Vietnam to a CTO at a mid-size bank, you’d probably get a polite nod and a question about India instead. Today, that same conversation looks different. We’ve had BFSI clients at Speqto specifically ask us to scope teams out of Ho Chi Minh City and Da Nang, not because […]

Every fintech founder we’ve worked with at Speqto eventually asks the same question: “Why is our support team drowning in tickets?” The honest answer, nine times out of ten, isn’t a training problem or a staffing problem. It’s a UX problem wearing a customer support costume. We recently audited the support logs for an NBFC […]