AI Bot For Trading

UPI crossed 16 billion transactions in a single month earlier this year. That number alone should tell you why fraudsters treat payment platforms as their most attractive target, not banks’ back-office systems, not enterprise ERPs, but the apps sitting on 400 million phones processing money in real time. At Speqto Technologies, we’ve spent the last […]

A few months ago, we sat across the table from a mid-sized NBFC’s risk head who said something that stuck with us: “Our fraud losses aren’t from sophisticated hackers. They’re from patterns we saw six months ago and never fixed.” That one line pretty much sums up the real problem with fraud detection in banking […]

Last quarter, a mid-sized NBFC we work with needed four senior Java developers to migrate their loan management system before RBI’s new compliance deadline. Their HR team had been running the hiring process for eleven weeks. Three offers were made. Two candidates ghosted after accepting, one joined a competitor for a better package mid-negotiation. The […]

At Speqto Technologies, we’ve spent the better part of a decade building software for banks, NBFCs, insurance companies, and fintech startups. Over that time, we’ve seen the same outsourcing mistakes repeat themselves across companies that otherwise have sharp business instincts. Financial services leaders know how to evaluate risk in lending books or investment portfolios, but […]

A few months back, we sat in a review call with an NBFC client whose loan origination system had grown into a genuine mess. Every time they wanted to launch a new lending product or plug in a fresh credit bureau, their engineering team had to rebuild integration logic from scratch. Six weeks of “simple […]